The stock market is no longer a members only field game of stockbrokers playing the market. Like so many other industries, the Internet has changed the market and the way we do business.
With the click of a button, the average individual now has access to the same information and facts that only stockbrokers were privy to a few years ago. Gone are the days when market traders and specialists had the advantage of profiting from the ignorant public.
The Symmetrical Triangle: A Reliable Workhorse
You’ll recognize the symmetrical triangle pattern when you see a stock’s price vacillating up and down and converging towards a single point. Its back and forth oscillations will become smaller and smaller until the stock reaches a critical price, breaks out of the pattern, and moves drastically up or down.
Earnings Estimates Going Down–Time to Sell?
The U.S. economy has likely been contracting in recent months, and there are few signs of any bright spots on the near-term horizon. Consumer spending has been hit by weaker labor markets, tighter credit, falling home prices, and some of the weakest consumer confidence readings in decades. Manufacturing activity has held up relatively well, led by firms tied into international markets. But looking to international export growth as a bailout for any significant developing recession in the United States may be overoptimistic in light of past experience.
Partnered with Bursa Malaysia to create a series family of indices for Bursa Malaysia. These indices measure the performance of the major segments of the Malaysia capital market.
Basically all Malaysian companies listed on the Bursa Malaysia (including Main/Second Board and MESDAQ counters) are eligible for inclusion if they meet FTSE standards for
When Your Fund Changes or Switching
Do keep in mind that even if your fund is geared to yielding long-term rates of returns, that does not mean you have to hold onto the fund through thick and thin. The purpose of a mutual fund is to increase your investment over time, not to demonstrate your loyalty to a particular sector or group of assets or a specific fund manager.
Change in a Fund’s Manager
When you put your money into a fund, you are putting a certain amount of trust into the fund manager’s expertise and knowledge, which you hope will lead to an outstanding return on an investment that suits your investment goals.
When you are cashing-in your mutual fund units, there are a couple of factors to consider that may affect your return:
1. Back-end loads - If you are an investor who holds a fund that charges a back-end load, the total you receive when redeeming your units will be affected. Front-end loads, on the other hand, are sales fees charged when you first invest your money into the fund.
So, if you had a front-end sales charge of 2%, your initial investment would have been reduced by 2%. If your fund has a back-end load, charges will be deducted from your total redemption value.
For many funds, back-end loads tend to be higher when you liquidate your units earlier rather than later, so you need to determine if liquidating your units now is optimal.
2. Tax consequences - If your mutual fund has realized significant capital gains in the past, you may be subject to capital gains taxes if the fund is held within a taxable account.
When you redeem units of a fund that has a value greater than the total cost, you will have a taxable gain.